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KYC for fintech: an e-wallet user upgrades their account and a borrower is verified before a loan

KYC and Fraud Prevention for Fintech, E-Wallets and Digital Lending

Onboard e-wallet users, neobank customers and borrowers in seconds, unlock higher limits with tiered KYC and stop fake borrowers, loan stacking and mule accounts — with risk signals passed straight to your scoring.

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  • Seconds to a decision Seconds to a decision
  • 16,000+ document types, incl. Southeast Asian IDs أكثر من 16,000 نوع مستند
  • 1:N face search — one person, one account 1:N face search
  • REST API, Web SDK, iOS and Android REST API and SDKs
المنتجات

Products for Fintech and Lending

Every check returns structured results with reasons through the API and webhooks.

استقبال العملاء

KYC for Fintech: Decisions in Seconds, Fewer Drop-Offs

Onboarding that customers finish

Guided capture and checks that finish in seconds keep users in the flow. Clear passes are approved automatically; only borderline cases go to review.

KYC

Risk signals straight to your scoring

Document, face, liveness and AML results come back as structured data with reasons, so your credit or fraud scoring can use them directly.

Southeast Asian IDs out of the box

National IDs, driver’s licenses and passports from Singapore, Malaysia, Indonesia, the Philippines, Vietnam and Thailand are recognized and checked.

E-wallets

E-Wallet KYC: Tiered Verification and Account Upgrades

The scenario is configured in the KYC editor.

Start light, verify fully when limits grow

Let users start with basic details and run full KYC — ID, selfie and liveness — when they want higher limits, cash-out or transfers.

Each tier is a separate scenario in the same integration.

شخص واحد، محفظة واحدة

A 1:N face search at account upgrade stops one person from running dozens of wallets for bonus abuse or mule activity.

Payment and remittance companies

Verify senders and receivers and keep the evidence your licence requires.

Tiered KYC for an e-wallet

Set up separate scenarios for basic and full verification and move users up as their limits grow.

E-wallet account upgrade: the user passes full verification and the limit is raised

Unlock higher limits with tiered KYC

Lending

Digital Lending KYC: Stop Fake Borrowers Before Payout

Borrowed and stolen IDs

Face matching shows when the borrower is not the person on the ID; document checks catch edited and screen-copied IDs.

Loan stacking under different names

1:N face search flags borrowers who already applied under another name — before you pay out.

BNPL at checkout

Verify buy-now-pay-later customers in the checkout flow without sending them away.

Fraud prevention

Fraud Prevention for Fintech: Mules and Deepfakes

Mule accounts and scam cash-outs

1:N search and your own blacklist of known fraudsters keep repeat offenders out.

Deepfakes and borrowed faces

Active liveness with deepfake protection blocks synthetic faces.

Fake borrowers, loan stacking and mule accounts

Stop them before payout, with risk signals passed straight to your scoring.

AML

AML for Fintech and Remittance

Screening at onboarding and daily re-screening

Screen users against sanctions and PEP lists at onboarding and re-screen them daily.

Audit trail for your licence

Keep an audit trail for your licence.

Merchants

Merchants and Business Customers: KYB

Merchants and marketplaces

Payment companies and marketplaces verify merchants with KYB.

KYB

Documents, directors and owners

Company documents, directors and beneficial owners, and screening.

جنوب شرق آسيا

Fintech and Lending Rules in Southeast Asia

Last reviewed: October 2026. For information only, not legal advice.

سنغافورة

Payment institutions under the Payment Services Act

الجهة التنظيمية
MAS
KYC and identity checks
Customer due diligenceMAS AML/CFT notices
الجهة التنظيمية
BNM
KYC and identity checks
e-KYC Policy DocumentE-money and banks
الجهة التنظيمية
OJKBank Indonesia
KYC and identity checks
Identity verification against population dataAML under PPATK rules
الجهة التنظيمية
BSPSEC
KYC and identity checks
Electronic KYCAMLC rulesTiered e-wallet accounts
الجهة التنظيمية
SBV
KYC and identity checks
E-wallets linked to verified bank accountsBiometric rules for transfers
الجهة التنظيمية
Bank of Thailand
KYC and identity checks
Remote onboardingID card
الأسعار

Built to Scale With You

Pay per check

ابتداءً من $0.25 لكل عملية تحقق

Cloud, on-premises or hybrid when your regulator asks for local data.

See pricing

Start in the sandbox

Start in the sandbox, go live in under an hour and pay per check with volume discounts as you grow.

Volume pricing

Per check with volume discounts; above 100,000 checks — individual pricing.

See pricing
التواصل

Talk to Our Fintech Team

سنربط خطوات استقبال العملاء والامتثال لديك بالوحدات المناسبة، ونجهّز تجربة أولية على حركتك الفعلية.

تفضّل التواصل المباشر؟
راسلنا عبر البريد الإلكتروني:
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الاسم *
يرجى إدخال اسم صحيح
الشركة
البريد الإلكتروني *
يرجى إدخال بريد إلكتروني صحيح
الهاتف
يرجى إدخال رقم هاتف صحيح
رسالتك (اختياري)
يرجى الموافقة على سياسة الخصوصية
الأسئلة الشائعة

FAQ for Fintech and Lenders

مجموعة مركّزة من الأسئلة الخاصة بـ KYC. أما المكتبة الكاملة — بما فيها المواضيع الخاصة بالقطاعات والمناطق — فتجدها في مركز المصادر.

لم تجد إجابتك؟

Most checks return a decision in seconds; the whole flow takes under a minute for most users.

Yes: set up separate scenarios for basic and full verification and move users up as their limits grow.

Face matching shows when a borrower is not the person on the ID, and a 1:N face search flags people who already applied under another name.

Yes, every check returns structured results with reasons through the API and webhooks.

Yes, national IDs, driver’s licenses and passports from all six Southeast Asian markets are recognized.

Yes, with KYB on the same platform.

Per check with volume discounts; above 100,000 checks — individual pricing. See pricing

منصة متكاملة للتعرّف على الوجه
لتحقق فوري عبر KYC

بسّط استقبال العملاء، وامنع الاحتيال، واضمن الامتثال لمتطلبات KYC/AML