KYC and Fraud Prevention for Fintech, E-Wallets and Digital Lending
Onboard e-wallet users, neobank customers and borrowers in seconds, unlock higher limits with tiered KYC and stop fake borrowers, loan stacking and mule accounts — with risk signals passed straight to your scoring.
- Seconds to a decision Seconds to a decision
- 16,000+ document types, incl. Southeast Asian IDs Mais de 16.000 tipos de documentos
- 1:N face search — one person, one account 1:N face search
- REST API, Web SDK, iOS and Android REST API and SDKs
Products for Fintech and Lending
Every check returns structured results with reasons through the API and webhooks.
- Saiba mais
KYC / eKYC
Fast onboarding with ID, selfie and liveness.
- Saiba mais
Verificação facial
1:N search: one person, one account.
- Saiba mais
Liveness e autenticação facial
Deepfake-resistant checks and face login.
- Saiba mais
AML e sanções
Screening at onboarding and daily re-screening.
- Saiba mais
Verificação de documentos
16,000+ document types with anti-fraud checks.
- Saiba mais
KYB
Verify merchants and business customers.
KYC for Fintech: Decisions in Seconds, Fewer Drop-Offs
Onboarding that customers finish
Guided capture and checks that finish in seconds keep users in the flow. Clear passes are approved automatically; only borderline cases go to review.
KYCRisk signals straight to your scoring
Document, face, liveness and AML results come back as structured data with reasons, so your credit or fraud scoring can use them directly.
Southeast Asian IDs out of the box
National IDs, driver’s licenses and passports from Singapore, Malaysia, Indonesia, the Philippines, Vietnam and Thailand are recognized and checked.
E-Wallet KYC: Tiered Verification and Account Upgrades
The scenario is configured in the KYC editor.
Start light, verify fully when limits grow
Let users start with basic details and run full KYC — ID, selfie and liveness — when they want higher limits, cash-out or transfers.
Each tier is a separate scenario in the same integration.
Uma pessoa, uma carteira
A 1:N face search at account upgrade stops one person from running dozens of wallets for bonus abuse or mule activity.
Payment and remittance companies
Verify senders and receivers and keep the evidence your licence requires.
Tiered KYC for an e-wallet
Set up separate scenarios for basic and full verification and move users up as their limits grow.
Unlock higher limits with tiered KYC
Digital Lending KYC: Stop Fake Borrowers Before Payout
Borrowed and stolen IDs
Face matching shows when the borrower is not the person on the ID; document checks catch edited and screen-copied IDs.
Loan stacking under different names
1:N face search flags borrowers who already applied under another name — before you pay out.
BNPL at checkout
Verify buy-now-pay-later customers in the checkout flow without sending them away.
Fraud Prevention for Fintech: Mules and Deepfakes
Mule accounts and scam cash-outs
1:N search and your own blacklist of known fraudsters keep repeat offenders out.
Deepfakes and borrowed faces
Active liveness with deepfake protection blocks synthetic faces.
Fake borrowers, loan stacking and mule accounts
Stop them before payout, with risk signals passed straight to your scoring.
AML for Fintech and Remittance
Screening at onboarding and daily re-screening
Screen users against sanctions and PEP lists at onboarding and re-screen them daily.
Audit trail for your licence
Keep an audit trail for your licence.
Merchants and Business Customers: KYB
Documents, directors and owners
Company documents, directors and beneficial owners, and screening.
Fintech and Lending Rules in Southeast Asia
Last reviewed: October 2026. For information only, not legal advice.
Singapura
Payment institutions under the Payment Services Act
- Órgão regulador
- MAS
- KYC and identity checks
- Customer due diligenceMAS AML/CFT notices
- Órgão regulador
- BNM
- KYC and identity checks
- e-KYC Policy DocumentE-money and banks
- Órgão regulador
- OJKBank Indonesia
- KYC and identity checks
- Identity verification against population dataAML under PPATK rules
- Órgão regulador
- BSPSEC
- KYC and identity checks
- Electronic KYCAMLC rulesTiered e-wallet accounts
- Órgão regulador
- SBV
- KYC and identity checks
- E-wallets linked to verified bank accountsBiometric rules for transfers
- Órgão regulador
- Bank of Thailand
- KYC and identity checks
- Remote onboardingID card
Built to Scale With You
Pay per check
A partir de $0.25 por checagem
Cloud, on-premises or hybrid when your regulator asks for local data.
Start in the sandbox
Start in the sandbox, go live in under an hour and pay per check with volume discounts as you grow.
Volume pricing
Per check with volume discounts; above 100,000 checks — individual pricing.
Talk to Our Fintech Team
Vamos mapear suas etapas de onboarding e compliance para os módulos certos e montar um piloto com seu tráfego real.
FAQ for Fintech and Lenders
Uma seleção de perguntas específicas sobre KYC. A biblioteca completa — com temas por setor e por região — está na central de recursos.
Não encontrou sua resposta?
Most checks return a decision in seconds; the whole flow takes under a minute for most users.
Yes: set up separate scenarios for basic and full verification and move users up as their limits grow.
Face matching shows when a borrower is not the person on the ID, and a 1:N face search flags people who already applied under another name.
Yes, every check returns structured results with reasons through the API and webhooks.
Yes, national IDs, driver’s licenses and passports from all six Southeast Asian markets are recognized.
Yes, with KYB on the same platform.
Per check with volume discounts; above 100,000 checks — individual pricing. See pricing
